Top Up Payment
Top Up Payment
Convenience fee will be charged in case
premium payment is being made using a Credit Card(VISA/MASTER/AMEX/DINERS/RUPAY
etc.).
Premium amount
Convenience fee
upto Rs. 5000
Rs. 25 +GST
Rs. 5001 to Rs. 10000
Rs. 55 +GST
Rs. 10001 to Rs. 25000
Rs. 100 +GST
Rs. 25001 to Rs. Rs. 50000
Rs. 250 + GST
Rs. 50001 to Rs. 100000
Rs. 500 +GST
Above Rs. 100000
Rs.1200 +GST
In case there is an error message/transaction failure page, inspite of debit of premium amount from your bank account, please wait for 2-3 working days before re-attempting payment. It will be either credited to your policy or reversed back to the source of payment after receiving confirmation from your bank. Once money is received at our end, an acknowledgement of receipt of premium shall be sent to your registered email id and registered mobile no within 24 hours.
Your Request for TopUp with this amount is >=1 lakh so request cannot be submitted
through online mode as income proofs are required. If you want Aviva representative
to collect the request from your address then press Yes and submit below form for
offline top up request. Yes
No
Notes:
A top up is basically an addition to your contribution towards your insurance policy.
It gives you the flexibility as a policy holder to increase the value of investments
over a long term. A few things which need to be kept in mind while opting for a
top up in your policy:
- Top up can only be done if all premiums due for the policy till date have been paid.
- Tax benefits
- 1. Pension Policy: Tax benefits under the policy are subject to conditions under
section 80CCC and 10(10A) of the Income Tax Act, 1961. Amount received on surrender
or as pension is taxable as income. The tax laws are subject to amendments from
time to time.
- 2. Life Policies: Tax benefits under the policy are subject to conditions under
section 80C and 10(10D) of the Income Tax Act, 1961.
The tax laws are subject to amendments from time to time and will be as per the
prevailing tax laws
- Partial withdrawal usually allowed after 3 years from the date of top-up without
any penalty (in case your policy has been issued post Sep 2010 then it is allowed
after 5 years)
- You usually get a higher allocation compared to your regular premium
- Convenience to switch between top up fund options whenever you wish For more details
on top up for your product speak to our Customer service executive at 1800-103-7766.
- International credit/debit cards(issued by banks outside India) are not accepted for payments.
AVIVA Insta Access ™ - Access without Login
A Joint Venture between Dabur Invest Corp and Aviva International Holding Limited
Registered Office: 2nd Floor, Prakashdeep Building, 7 Tolstoy Marg, New Delhi, 110030,
Delhi, India
Corporate Office: Aviva Tower, Sector Road, Opposite Golf Course, DLF Phase-V, Sector-43,
Gurgaon- 122003 Haryana, India
Toll Free Helpline: 1800 103 7766; Email: customerservices@avivaindia.com
The name of the Aviva Product/Plan does not in any way indicate the quality of the
insurance contract, its future prospects or returns. For more details on risk factors,
terms and conditions please read sales brochure carefully before concluding a sale.
Tax benefits are as per the prevailing Income Tax Laws including the Income Tax
Act, 1961 and are subject to change from time to time.
BEWARE OF SUSPICIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to the public that IRDAI or its officials do not involve in activities like sale of any kind of insurance
or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with the details of the phone call,
number.
Aviva Trade logo displayed above belongs to Aviva Brands Limited and is used by Aviva Life Insurance Company India Limited under License.